Like many homeowners I was struggling to make mortgage payments and applied for a loan modification, only to run into a long and tedious process with the banks and eventually be denied. I fell victim to this and felt my home, that I loved so much, was now a loss. Then I learned of Reaching U Network, who provided me free legal advice and gave me hope in keeping my home. That's why I've started this blog, to let people know they have rights as a homeowner and Reaching U Network can help.